After you arrive

Resident registration, bank account, health insurance and residence permit

If you finally arrived in Freiburg, you will face quite a number of challenges. Here we list the most urgent ones such as health insurance, residence registration, residence permit, bank account. But no worries here is a route of orientation for you:

2. Residence registration

You are required to register with the Residents Registration Office (Bürgeramt /Einwohnermeldeamt) within 14 days of arrival in Freiburg. The registration is free of charge and mandatory also for EU-citizens: “Wohnung anmelden” which basically means “Registration (of the address where you live)”. Without this official registration in Freiburg you cannot open a bank account. Contact the International Office for help and advice.

Rathaus im Stühlinger
Fehrenbachallee 12
79106 Freiburg

Book your appointment online. Choose “…einen Termin vereinbaren”, “Umzug und Wohnen” und “Wohnung anmelden”.
 

Every time you move to a new flat with a new address, you have to inform the Resident’s Registration Office again, within 14 days! Please inform also the Personnel Department at the MPI-IE about your new address.

3. Opening a bank account

To receive your salary, you should submit your German IBAN and BIC within the first two weeks after your start at the institute. 

Here is a list of the largest banks in Germany with branch offices and ATMs in Freiburg. These banks typically charge monthly account management fees (“Kontoführungsgebühren”) of around €5 - 15. Some banks may offer free accounts or accounts with special offers for customers under 25 or 27 years of age.

• Commerzbank (Kaiser-Joseph-Straße 251)
• Deutsche Bank (Rotteckring 3)
• GLS Bank (Merzhauser Str. 177)
• Postbank (Habsburgerstraße 105)
• Sparda-Bank (Bertoldstraße 48)
• Sparkasse (Zähringer Straße 338a)
• Volksbank (Zähringer Straße 340)

Please check out our MPI-IE Welcome Map providing detailed information where to find relevant points of interest for expats who just landed in Freiburg.

If you enjoy online or mobile banking, here are some no or low-fee direct bank alternatives, that in most cases allow you to open a bank account even if you do not have a residency in Germany yet.

• Comdirect
• DKB
• Ing Diba
• N26 (website in English)

Important: Some banks refuse to open bank accounts for some nationalities if you do not have a valid residence permit. The Max Planck Society has a framework agreement with Deutsche Bank, that will enable you to open a bank account eventhough the residence permit is not yet available. Please contact our International Office, if you want to make use of this offer.

4. Health Insurance

Health insurance coverage is mandatory for all employees, students, and guest scientists (including those with their own funding) during their stay in Germany. For long-term stays that require a residence permit, you must have comprehensive health insurance that meets the benefits provided by the statutory health insurance system.

Here you will find links to English websites of popular health insurance providers in Germany with offices in Freiburg:
AOK, DAK, IKK Gesund, Barmer, TKK

Health insurance for stipend holders?

Stipend holders (MSCA, DAAD etc.) are required by law to have proper health insurance during their stay in Germany. Since stipends or scholarships are considered tax-free allowances or earninings, stipends holders are not autmatically enrolled in a health insurance plan by one of the statutory health insurance companies.

Stipend holders have several options for health insurance in Germany. They can join a statutory health insurance fund or register with a private health insurance provider, such as Mawista. However, it is important to be well informed about the different insurance options available, as these may vary depending on your status. More details on this topic can be found in the MPI-IE Welcome Guide. We highly recommend consulting with the International Office or the Personnel Department whenever you change your status to or from a stipend holder.

TIPP: If you are looking for an English (or any other language) speaking physician, you can search for it here:
https://www.arztsuche-bw.de/. Click on “Erweiterte Suche” for selecting the languages you are looking for.

5. Residence permit

If you are in Germany for longer than your visa is valid for, you need to register with the immigration office („Amt für Migration und Integration“) and apply for a residence permit („Aufenthaltserlaubnis“). As soon as you are registered with your new address at the Bürgeramt (see above) and have therefore officially relocated your permanent residence to Germany, the local immigration office in Freiburg takes over the visa and residency procedure from the German embassy in your home country and issues a residence permit to you.

Immigration Office
Berliner Allee 1 | 79114 Freiburg
Tel.: +49 (0) 761 201 6470
E-mail: auslaenderbehoerde@stadt.freiburg.de

Please make sure you request an appointment with the Freiburg immigration office well before your visa expires.
If you are a national of an EU or of an EFTA Member State, you usually do not need a residence permit.

Good to know: If you live in the area surrounding Freiburg („Landkreis Breisgau-Hochwarzwald“) at the time of your application for a residence permit you need to file your application at the Department of Immigration of the rural district office (“Fachbereich Ausländerbehörde des Landratsamt Freiburg”). The rural district office is located elsewhere in Freiburg and has different opening hours.

Immigration Office of the rural district
Stadtstraße 2 | 79104 Freiburg
Tel.: +49 (0) 761 2187
E-mail: auslaenderwesen@lkbh.de